WHO WE ARE
Independent Wealth
Structuring Partner
Premium Life is a fully independent, open architect specialist wealth structuring partner focused on servicing high-net-worth individuals and their families. We provide the framework through which wealth is organised, protected and transferred across borders and through generations.
Headquartered in The Bahamas, Premium Life is an authorised and licensed External Insurer, governed by the provisions of the 2009 External Insurance Act, regulated by and under the supervision of the Insurance Commission of The Bahamas. The Bahamas offers a robust and well-regulated legal environment, underpinned by over 280 years of parliamentary democracy and a judicial system founded on English common law principles.
The company operates with a strict solvency model with no direct financial, credit or interest risk exposure arising from general funds, and limited mortality risk, which ensures that policies and policyholders rights are safeguarded.
Premium Life is backed by a global network of dedicated business partners who specialise in developing financial planning and assets structuring solutions to high-net-worth individuals. The company has developed strategic relationships with the world’s leading financial institutions, meaning that policyholders are not restricted to the investment solutions in their local market.
Our mission
To be the wealth structuring partner of choice for high-net-worth individuals and their families providing the framework through which prosperity endures and wealth transcends generations.
Our values
We have adopted the following main values as the key elements that guide our behaviour:
- Honesty and Integrity in the development of our relationships and when conducting Client’s transactions
- Respect in our relationships with the Company’s stakeholders, both within and outside the company.
- Transparency in our dealings with the regulators and stakeholders.
- Confidentiality in relation to the affairs of the Company and our Clients.
- Responsibility and Accountability in every action we carry out.